Key Person & Partnership Protection

Every business has one or two people whose absence would be devastating.

A partner.
A founder.
A top producer.
A manager who holds the glue together.

If that person disappeared tomorrow, would your business survive the impact?

Most won’t.

That’s why Key Person & Partnership Protection exists.

We design protection strategies that ensure:

✔ Revenue stays stable
✔ Clients stay confident
✔ Operations stay intact
✔ Loans and obligations are covered
✔ Ownership transitions happen cleanly
✔ Surviving partners are protected financially

This isn’t just insurance.

It’s business survival.

How we help you to protect your business:  

• Key person life and disability coverage
• Buy/sell agreement funding
• Partner protection planning
• Golden handcuff strategies
• Retention incentives

Without these tools, one crisis can undo everything.

With them, your company becomes resilient.

DeLuctus ensures your company stays standing—even when life hits hard.