Deluctus Insurance &
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Deluctus Insurance &
Financial Services

Deluctus Insurance & Financial ServicesDeluctus Insurance & Financial ServicesDeluctus Insurance & Financial Services
Home
Our Mission
Our Expertise
Our Process
Strategic Retirement Plan
Living Benefits
Mortgage Protection
Final Expense
College Funding
Debt Elimination
Business Preservation
Business Strategy
Business Optimization
Business Debt Reduction
Key Person & Partnership
Executive Benefits
Non-Profit Financial
Tax-Free & Tax-Efficient
Non-Profit Staff Benefit
For-Profit Business
Charitable Remainder
Planned Giving
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  • Home
  • Our Mission
  • Our Expertise
  • Our Process
  • Strategic Retirement Plan
  • Living Benefits
  • Mortgage Protection
  • Final Expense
  • College Funding
  • Debt Elimination
  • Business Preservation
  • Business Strategy
  • Business Optimization
  • Business Debt Reduction
  • Key Person & Partnership
  • Executive Benefits
  • Non-Profit Financial
  • Tax-Free & Tax-Efficient
  • Non-Profit Staff Benefit
  • For-Profit Business
  • Charitable Remainder
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  • Home
  • Our Mission
  • Our Expertise
  • Our Process
  • Strategic Retirement Plan
  • Living Benefits
  • Mortgage Protection
  • Final Expense
  • College Funding
  • Debt Elimination
  • Business Preservation
  • Business Strategy
  • Business Optimization
  • Business Debt Reduction
  • Key Person & Partnership
  • Executive Benefits
  • Non-Profit Financial
  • Tax-Free & Tax-Efficient
  • Non-Profit Staff Benefit
  • For-Profit Business
  • Charitable Remainder
  • Planned Giving

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Mortgage Protection

Protect Your Home. Protect Your Family. Protect Your Peace.

Your mortgage isn’t just a payment.


It’s the roof over your family’s head, the center of their memories, and the anchor of their stability.


And here’s the part most people try to avoid thinking about:


What happens to your home if something unexpected happens to you?


A tragedy shouldn’t turn into a foreclosure.


Your family shouldn’t lose their home while they’re already losing so much more.


That’s why mortgage protection exists.

What Mortgage Protection Really Does

Mortgage protection is simple, fast-issue insurance designed to do one thing

exceptionally well:  


Make sure your family keeps the home—no matter what.


It provides a death benefit that can pay off all, or a portion of, your mortgage if you pass away.


No confusion.
No complicated underwriting.
No financial chaos left behind.


Just protection that shows up exactly when your family needs it most.


For many families, it’s the difference between stability and crisis.

You Can Add Extra Layers of Protection

Many states offer powerful optional riders that cover more than just death: 

 

✔ Disability income riders – helps cover payments if injury or illness stops you from working.

✔ Critical or chronic illness riders – access cash while you're alive to cover emergencies.


It’s customizable, flexible, and built around your budget—not the other way around.

Why Homeowners Choose Mortgage Protection

Because the fear is real—and justified.


People don’t lose homes because they were irresponsible.


They lose homes because life hit hard at the wrong time:


  • A sudden death
  • A disability
  • A medical crisis
  • A loss of income


Mortgage protection removes that risk from your family’s future.


It ensures that the place you’ve worked so hard to build isn’t taken away by something that you never saw coming.

Designed for Real People, Real Budgets

At DeLuctus, we tailor mortgage protection to fit your home, your goals, and your finances.


No overselling.
No confusion.


Just a plan that guarantees your family keeps the most important asset you own.


Because peace of mind isn’t a luxury.


It’s a responsibility—and one we help you secure.

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